We have a combined experience of over 20 years in dealing with credit issues. Whether it be obtaining credit for a new home, a new car, or lines of credit for business we can help you reach your goal fast. We take a one on one approach and review your individual credit report with you so we can formulate the right course of action to help you achieve your individual goals. While our system is the most affordable system you will find, it is not the same old cookie cutter system that many credit repair companies use. We can help remove derogatory items whether they are recent or dated. You will see results on your credit file as soon as 6 to 26 days! We also help build your credit with assisting in adding new trade lines to help increase your score immediately and in many cases as fast as 72 hours.
Let us help you get the credit you DESERVE!
Achieve your goals FAST! Free Consultation
One on One service Customized Programs
No hidden fees One-Time Set-Up Fee
Our connections and experience benefit you!
Now is the Best time to get DELETIONS on your credit report! Your credit will not fix itself! Take advantage of this opportunity. You have nothing to lose—and so much to gain!
The Fair Credit Reporting Act (FCRA) is designed to protect your right as a consumer to contact the credit bureaus and to dispute questionable items on your credit reports. If the credit bureaus are unable to verify the accuracy of information found on your reports, those items must be deleted. If those items are dated or weren’t reported following the proper laws and procedures, they must be removed completely!
The Section 609 Restoration System....
...uses "The Law" to force the bureaus into removing all negative credit from anyone's credit report.
We use a proven, proprietary and patented legal strategy based on Section 609 of a Federal law called the Fair Credit Reporting Act (FCRA).
We are here to help and we know how!
Jerome Shepherd
Cell: 423-
jshepherd@kacredit.com
Here is
Proof!
Step 1
Sign up for monitoring
Sign up for monitoring
With over 80 million people in America with poor credit, the credit repair industry is growing in leaps and bounds. Many consumers recognize that in order to take advantage of all the opportunities allotted to Americans, a favorable credit rating is a necessity.
By signing up for monitoring you will be able to review you credit file whenever you want. You will receive updates whenever any changes occur on your credit bureaus. Also you will be able to monitor our progress while we work for you! www.creditchecktotal.com
Request a Quick Dispute Program Application
Step 2
Sign up with
our online application
Sign up with
our online application
Our program is designed for our time sensitive clients that need results inside of 75 days. This program along with our ability to add positive credit accounts in your name will give you the boost you need in a short period of time. Our ability to dispute and work along with the bureaus has made this program our favorite with our clients. $675 per client setup included. Ask about our couple discounts.
The Difference Between Your Credit Report and Your Credit Score.
Your credit report includes all the gory details about your personal financial history. Your credit score is a 3 digit number in the 300 - 850 range (depending on the bureau) that is normalized and used to predict the likelihood you will default on a loan within 12 months. Because each bureau has different data, you actually have 3 credit scores. In addition to the credit bureaus differences, there are also different credit scoring algorithms in use. FICO is the most popular, but there are dozens of different credit scores in use.
Credit scores fall in these general categories:
Excellent: 750 - 850
Good: 700- 750
Fair: 620-700
Subprime: 550 - 620
High risk: 300 - 550
Excellent: 750 -
